Mortgage Loan Officer

Placements24; Polokwane; Hybrid; ZAR 300,000 - 420,000; Full time

Benefits offered by this job

Hybrid work model

Medical insurance

Paid time off

Job summary

Placements24 in Polokwane is seeking an experienced Mortgage Loan Officer to originate, process, and close home loans, guiding clients through the financing journey.

You will build relationships with clients, real estate partners, and internal teams, ensuring compliance and timely processing. This role offers a hybrid work model with competitive commission and benefits within a trusted financial institution.

Qualifications

• Minimum 3 years of experience as a Mortgage Loan Officer or in a similar lending role.
• Strong knowledge of mortgage products, underwriting guidelines, and lending regulations.
• Excellent sales, communication, and interpersonal skills.
• Proficiency with loan origination software and CRM systems.
• Bachelor's degree in Finance or related field preferred.

Responsibilities

• Originate new mortgage loans by building relationships with clients and real estate partners.
• Guide applicants through the loan process, explaining options and requirements.
• Analyze financial information to assess borrower creditworthiness.
• Ensure completeness and compliance of loan applications.
• Coordinate processing with underwriters, processors, and title companies.
• Maintain up-to-date knowledge of lending guidelines and products.

Skills

Sales skills

Communication

Interpersonal skills

CRM proficiency

Loan origination software

Education

Bachelor's degree in Finance or related field

Tools

Loan origination software

CRM systems

Job description

About the Role

Our client is seeking a motivated and customer-focused Mortgage Loan Officer to join their thriving team in Polokwane . You will be responsible for originating, processing, and closing mortgage loans, guiding clients through the entire home buying and financing process. Building strong relationships with clients and referral partners is key to success in this role. This is an excellent opportunity for an experienced loan officer to contribute to a reputable financial institution that values client satisfaction and professional growth within the mortgage sector.

Key Responsibilities

• Originate new mortgage loans by developing relationships with clients, real estate agents, and builders.
• Guide applicants through the loan application process, explaining loan options and requirements.
• Analyze financial information and documentation to assess borrower creditworthiness and loan eligibility.
• Ensure all loan applications are complete, accurate, and compliant with relevant regulations.
• Process loan files from application to closing, coordinating with underwriters, processors, and title companies.
• Maintain an up-to-date knowledge of mortgage lending guidelines and product offerings.

Requirements

• High school diploma or equivalent; Bachelor's degree in Finance or a related field preferred.
• Minimum of 3 years of experience as a Mortgage Loan Officer or in a similar lending role.
• Proven track record of successful loan origination and closing.
• Strong understanding of mortgage products, underwriting guidelines, and lending regulations .
• Excellent sales, communication, and interpersonal skills.
• Proficiency with loan origination software and CRM systems.

Benefits

• Competitive commission structure with a base salary guarantee.
• Comprehensive benefits including medical, dental, and vision insurance.
• Generous paid time off and holidays.
• Hybrid work model allowing for flexibility.
• Opportunities for continuous training and career advancement in Polokwane .