Mortgage Loan Officer

Placements24; Richards Bay; Hybrid; ZAR 300.000 - 520.000; Vollzeit

Zusammenfassung

Placements24 in Richards Bay is seeking a motivated Mortgage Loan Officer to guide clients from initial inquiry through closing, assess financial situations, and recommend suitable loan products.

You will collaborate with underwriters, appraisers, and other third parties to facilitate loan approval while delivering exceptional customer service and maintaining up-to-date knowledge of mortgage products and regulatory requirements.

Qualifikationen

• Relevant qualification in Finance or Business.
• Proven track record in mortgage lending or related sales role.
• Strong knowledge of mortgage lending, credit analysis and property valuation.
• Excellent sales, negotiation and customer service skills.
• Proficiency with loan origination software and CRM systems.

Aufgaben

• Source new loan application business through networking, referrals, and relationship management.
• Interview applicants to determine financial eligibility and advise on appropriate mortgage products.
• Guide clients through loan application process and document submission.
• Liaise with underwriters, appraisers, and third parties to facilitate loan approval and closing.
• Maintain up-to-date knowledge of mortgage products, industry trends, and regulatory requirements.

Kenntnisse

Mortgage lending knowledge

Credit analysis

Customer service

Negotiation

Ausbildung

Finance/Business qualification

Tools

Loan origination software

CRM systems

Jobbeschreibung

About the Role

Our client is seeking a driven and customer-focused Mortgage Loan Officer to join their lending team in Richards Bay. This role involves guiding clients through the mortgage application process, from initial inquiry to closing, ensuring a smooth and efficient experience. You will assess client financial situations, recommend suitable loan products, and facilitate the underwriting and approval of mortgage applications. This is a fantastic opportunity to build a rewarding career in the property finance sector within a supportive branch environment.

Key Responsibilities

• Source new loan application business through networking, referrals, and relationship management.
• Interview applicants to determine financial eligibility and advise on appropriate mortgage products.
• Guide clients through the entire loan application process, ensuring all required documentation is submitted accurately.
• Liaise with underwriters, appraisers, and other third parties to facilitate loan approval and closing.
• Maintain up-to-date knowledge of mortgage products, industry trends, and regulatory requirements.

Requirements

• Relevant qualification in Finance, Business, or a related field.
• Proven track record as a Mortgage Loan Officer or in a similar sales-oriented financial role.
• Strong understanding of mortgage lending principles, credit analysis, and property valuation.
• Excellent sales, negotiation, and customer service skills.
• Proficiency in loan origination software and CRM systems.

Benefits

• Competitive base salary plus uncapped commission structure.
• Comprehensive health insurance and retirement plan options.
• Ongoing training and professional development in mortgage lending.
• Hybrid work arrangement offering flexibility and in-office collaboration.
• Opportunities for career progression within a growing financial services company.