Senior Relationship Manager, Commercial Banking & Lending

Enterprise Bank & Trust; Eloy (AZ); On-site; USD 140,000 - 180,000; Full time

Job summary

Enterprise Bank & Trust in Arizona seeks a Senior SVP, Relationship Manager to develop and manage new commercial deposit and loan accounts while expanding existing client relationships. This role mentors other relationship managers and can evolve into a management or team leader position, requiring credit assessment and cross-selling across banking products.

The position emphasizes regulatory compliance, excellent communication, and a deep knowledge of treasury services to drive growth and

Qualifications

• Experience in commercial credit underwriting and portfolio management.
• Seven+ years of commercial lending experience preferred.
• Bachelor's degree in Finance or Business; banking emphasis preferred.

Responsibilities

• Identify deposit driven commercial relationships and present solutions using treasury management, wealth products and other services.
• 1st bullet; keep concise
• Manages and services commercial relationships by interviewing applicants and obtaining pertinent financial data.
• Analyzes pertinent financial information and determines whether a credit is an acceptable risk.
• Approves loans within assigned lending authority, and company policies and procedures.
• Recommends credits outside lending authority to the next level or presents to Loan Committee in accordance with established procedures.
• Ongoing monitoring of existing loans for conformity to terms and conditions.
• Actively participates with and assists other lending officers on larger, more complex credits.
• Monitors market conditions, observing competitor impact and makes recommendations to maintain a competitive and profitable product line.
• Develop and maintain comprehensive knowledge of all commercial products including loans, treasury management, trade service products and deposits to facilitate cross-selling and enhance the client experience.

Skills

Commercial credit underwriting

Business development

Portfolio management

Interpersonal skills

Cross-selling

Communication/presentation

Self-motivation

Education

Bachelor's degree in Finance or Business

Tools

Word

Excel

Bankway

Salesforce

Google Mail

Job description

Enterprise Bank & Trust in Arizona seeks a Senior SVP, Relationship Manager to develop and manage new commercial deposit and loan accounts while expanding existing client relationships. This role mentors other relationship managers and can evolve into a management or team leader position, requiring credit assessment and cross-selling across banking products.

The position emphasizes regulatory compliance, excellent communication, and a deep knowledge of treasury services to drive growth and