Senior Regulatory Counsel — Consumer Finance & Compliance

LendingClub; New York (NY); Hybrid; USD 175,000 - 230,000; Full time

Benefits offered by this job

Relocation assistance

Medical/dental/vision plans

401(k) match

Flexible time off & 16 weeks parental/

Hybrid work model

Job summary

Happen Bank is seeking an Assistant General Counsel, Regulatory to provide high‑quality legal analysis and strategic guidance across consumer finance matters. The role requires advising business teams on product development, regulatory compliance, and partnerships, while monitoring regulatory changes and supporting risk and compliance functions.

The candidate will collaborate with cross‑functional partners, manage multiple assignments, and lead on novel issues with integrity and judgment.

Qualifications

• Must have 10+ years of combined law firm, government, and/or in-house experience, with at least 8 years in consumer finance law/regulations and a preference for 5+ years in-house at a bank, credit union, or consumer lending fintech.

Responsibilities

• Deliver strategic and tactical legal support for consumer finance activities across all member experiences.
• Advise and partner with business teams on product development, regulatory requirements, and third-party arrangements.
• Monitor federal, state, and local regulatory developments; liaise with partners to ensure regulatory readiness.
• Collaborate with Compliance and Risk teams on investigations, regulatory exams, and internal reviews.
• Improve processes for consistent interpretation of legal requirements across the marketplace.
• Support leadership and oversee junior team members as needed.

Skills

Analytical thinking

Oral & written communication

Stakeholder management

Regulatory knowledge

Strategic advisory

Education

J.D. from an accredited law school

Tools

AI in legal workflows

Job description

Happen Bank is seeking an Assistant General Counsel, Regulatory to provide high‑quality legal analysis and strategic guidance across consumer finance matters. The role requires advising business teams on product development, regulatory compliance, and partnerships, while monitoring regulatory changes and supporting risk and compliance functions.

The candidate will collaborate with cross‑functional partners, manage multiple assignments, and lead on novel issues with integrity and judgment.