Senior Counsel, Fintech Lending & Investor Markets

Tally; San Francisco (CA); Hybrid; USD 150,000 - 210,000; Full time

Job summary

Happen Bank is seeking a Sr Corporate Counsel to provide strategic legal guidance across consumer lending partnerships and investor marketplace businesses. You will draft and negotiate complex commercial agreements, support lending programs, and assist with loan sales and securitization transactions.

You will partner with business leaders and cross‑functional teams to navigate legal risks, advise on program structures, and ensure compliant growth in a regulated environment.

Qualifications

• J.D. degree and active membership in good standing with a state bar.
• Experience with corporate transactions, commercial contracting, securities, or related legal practice.
• Strong drafting and negotiation skills with ability to advise on complex transactions.
• Ability to manage multiple transactions and competing priorities with attention to detail.

Responsibilities

• Draft and negotiate complex commercial agreements with strategic partners for lending programs and investor marketplace businesses.
• Develop and maintain standardized agreements and negotiation playbooks for efficient partner onboarding.
• Provide day-to-day legal guidance on lending program structures, product changes, and disputes to manage legal risk.
• Serve as a trusted legal advisor to the investor marketplace business and support onboarding and ongoing legal matters.
• Draft and negotiate loan sale and servicing agreements for consumer loan sales to institutional investors.
• Support securitization transactions with Capital Markets, Finance, Credit, and outside counsel.
• Manage lifecycle of transactions including closing deliverables, amendments, diligence, and claims.
• Develop understanding of consumer lending regulations and escalate to Regulatory Counsel as needed.
• Contribute to cross-functional initiatives and other business priorities.

Skills

Legal drafting

Negotiation

Contract management

Regulatory compliance

Cross-functional collaboration

AI tools

Education

Juris Doctor (J.D.)

Tools

AI drafting tools

Job description

Happen Bank is seeking a Sr Corporate Counsel to provide strategic legal guidance across consumer lending partnerships and investor marketplace businesses. You will draft and negotiate complex commercial agreements, support lending programs, and assist with loan sales and securitization transactions.

You will partner with business leaders and cross‑functional teams to navigate legal risks, advise on program structures, and ensure compliant growth in a regulated environment.