Senior Credit Analyst, Commercial Underwriting

U.S. Bank; Minneapolis (MN); On-site; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

Sick leave

Disability insurance

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate and approve extensions of credit, review portfolios, and ensure strong risk management. The role requires deep credit analysis, understanding of policy, and effective communication with lending teams.

Responsibilities include analyzing financial data, preparing recommendations, and leveraging software tools to support decisions, while collaborating with cross-functional stakeholders to maintain credit quality and minimize losses.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically five or more years of relevant experience.

Responsibilities

• Approve extension of credit and recommend lending decisions.
• Conduct complete credit analyses and interpret credit information.
• Review accounts and portfolios to identify, evaluate and determine actions to maximize credit quality and minimize risk.
• Use computer software to assist in the credit analysis process and evaluation.

Skills

Commercial underwriting

Commercial real estate underwriting

Personal/financial underwriting

Credit analysis

Credit policy knowledge

Economics/Accounting/Finance

Technical report writing

Verbal and written communication

Software navigation

Education

Bachelor’s degree or equivalent experience

Tools

Various software packages

Job description

U.S. Bank is seeking a Credit Analyst to evaluate and approve extensions of credit, review portfolios, and ensure strong risk management. The role requires deep credit analysis, understanding of policy, and effective communication with lending teams.

Responsibilities include analyzing financial data, preparing recommendations, and leveraging software tools to support decisions, while collaborating with cross-functional stakeholders to maintain credit quality and minimize losses.