Senior Commercial Credit Analyst: Risk & Decisioning Leader

U.S. Bank; Gresham (OR); On-site; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare

Dental and vision insurance

Life insurance

401(k) retirement plan

Paid vacation

Holiday opportunities

Parental leave

Disability insurance

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate credit worthiness and support lending decisions for new, renewal, and extended loans. You will perform thorough credit analyses, gather and interpret financial information, and collaborate with final decision makers to optimize risk and profitability.

The role requires strong analytical skills and experience with underwriting, credit policy, and risk management, complementing a collaborative, customer-focused environment.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.

Responsibilities

• Approve or deny extension of credit after complete credit analysis.
• Review customer accounts and portfolios to identify credit quality issues.
• Utilize computer software to support credit analysis and decision making.

Skills

Credit analysis

Analytical skills

Communication skills

Verbal and written communication

Education

Bachelor's degree or equivalent

Tools

Software packages

Financial analysis tools

Job description

U.S. Bank is seeking a Credit Analyst to evaluate credit worthiness and support lending decisions for new, renewal, and extended loans. You will perform thorough credit analyses, gather and interpret financial information, and collaborate with final decision makers to optimize risk and profitability.

The role requires strong analytical skills and experience with underwriting, credit policy, and risk management, complementing a collaborative, customer-focused environment.