Senior Credit Analyst – Commercial Underwriting & Risk

Talentify; Minneapolis (MN); On-site; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance (basic/optional)

Disability insurance (short/long-term)

Parental leave

401(k) and retirement plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Credit Analyst to assess and decide on extensions of credit for loans, renewals, and new applications. You will perform thorough credit analyses, synthesize data, and present recommended actions to optimize risk and return for the bank.

The role requires strong analytical and reporting skills, with experience in underwriting and knowledge of credit policies. This is an on-site position supporting Minnesota operations and customer portfolios.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Experience with underwriting and credit policy is preferred.

Responsibilities

• Approve or recommend credit decisions on new, renewal, and extension loans.
• Conduct complete credit analyses gathering and interpreting credit information.
• Identify potential credit quality issues and communicate recommended actions to reduce risk.

Skills

Credit analysis

Analytical skills

Communication skills

Technical report writing

Risk analysis

Education

Bachelor's degree

Tools

Financial software

Job description

U.S. Bank is seeking a Credit Analyst to assess and decide on extensions of credit for loans, renewals, and new applications. You will perform thorough credit analyses, synthesize data, and present recommended actions to optimize risk and return for the bank.

The role requires strong analytical and reporting skills, with experience in underwriting and knowledge of credit policies. This is an on-site position supporting Minnesota operations and customer portfolios.