Senior Credit Analyst – Risk & Portfolio Insights

U.S. Bank; Gresham (OR); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

11 paid holidays

Sick and Safe Leave

Job summary

U.S. Bank is seeking a Credit Analyst to approve loan extensions and provide thorough credit analysis for new, renewal and extension loans.

You will gather and interpret credit information, assess risk, and support decisions to maximize credit quality and minimize potential losses across customer portfolios. The role emphasizes analytical and reporting skills, proficiency with diverse software, and the ability to communicate findings effectively to lending teams.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically six or more years of relevant experience.

Responsibilities

• Approve the extension of credit and make loan recommendations.
• Conduct complete credit analyses and interpret credit information.
• Review customer accounts and portfolios to evaluate risk and determine actions.
• Use software tools to assist in credit analysis and decision-making.

Skills

Credit analysis

Analytical skills

Report writing

Communication skills

Financial knowledge

Education

Bachelor's degree

Master's degree or CPA

Job description

U.S. Bank is seeking a Credit Analyst to approve loan extensions and provide thorough credit analysis for new, renewal and extension loans.

You will gather and interpret credit information, assess risk, and support decisions to maximize credit quality and minimize potential losses across customer portfolios. The role emphasizes analytical and reporting skills, proficiency with diverse software, and the ability to communicate findings effectively to lending teams.