Senior Credit Analyst: Lending & Risk Strategy

U.S. Bank; Minneapolis (MN); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Disability insurance

Parental leave

401(k)

Job summary

U.S. Bank is seeking a Credit Analyst to assess lending opportunities and approve or deny credit extensions.

You will perform comprehensive credit analyses on existing and prospective customers, aiming to maximize credit quality while minimizing risk, using various software tools to support decisions. The role requires strong analytical and communication skills, knowledge of credit policy, and experience with financial data interpretation.

Qualifications

• Bachelor’s degree, or equivalent work experience
• Typically six or more years of relevant experience
• Master's degree or CPA certification is preferred (optional)

Responsibilities

• Approve extension of credit or provide recommendations to lending decision makers
• Conduct complete credit analysis by gathering, analyzing, and interpreting credit information on customers
• Review accounts/portfolios to identify actions for potential credit quality issues
• Use tools to compare action alternatives and make informed recommendations

Skills

Strong credit analysis

Analytical skills

Communication skills

Software proficiency

Credit policy knowledge

Risk analysis

Finance background

Education

Bachelor's degree or equivalent

Master's or CPA (preferred)

Tools

Software packages

Job description

U.S. Bank is seeking a Credit Analyst to assess lending opportunities and approve or deny credit extensions.

You will perform comprehensive credit analyses on existing and prospective customers, aiming to maximize credit quality while minimizing risk, using various software tools to support decisions. The role requires strong analytical and communication skills, knowledge of credit policy, and experience with financial data interpretation.