Senior Credit Analyst — Risk & Lending Decisions

U.S. Bank; Gresham (OR); Vor Ort; USD 98.000 - 116.000; Vollzeit

Benefits dieser Stelle

Healthcare benefits

Retirement plan

Paid vacation

Holiday pay

Parental leave

Adoption assistance

Disability coverage

Zusammenfassung

U.S. Bank is seeking a Credit Analyst to assess creditworthiness and approve or recommend extensions of credit for new, renewed, or extended loans. You will conduct comprehensive analyses, review accounts, and help minimize risk.

The role emphasizes strong analytical and communication skills, with experience in economics/finance and proficiency in relevant software tools. A Bachelor’s degree and 5+ years of experience are typical requirements, with advanced degrees or CPA preferred.

Qualifikationen

• Bachelor’s degree, or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages.
• Master's degree or CPA certification is preferred.

Aufgaben

• Approve extensions of credit and make recommendations to lending decisions.
• Conduct comprehensive credit analyses using diverse data sources.
• Evaluate customer accounts and portfolios to identify risk.
• Utilize software tools to support credit analysis decisions.

Kenntnisse

Credit analysis

Analytical skills

Financial knowledge

Technical report writing

Verbal communication

Written communication

Software proficiency

Ausbildung

Bachelor’s degree or equivalent

Master's or CPA preferred

Tools

Software packages

Jobbeschreibung

U.S. Bank is seeking a Credit Analyst to assess creditworthiness and approve or recommend extensions of credit for new, renewed, or extended loans. You will conduct comprehensive analyses, review accounts, and help minimize risk.

The role emphasizes strong analytical and communication skills, with experience in economics/finance and proficiency in relevant software tools. A Bachelor’s degree and 5+ years of experience are typical requirements, with advanced degrees or CPA preferred.