Senior Credit Analyst: Risk & Lending Decisions

U.S. Bank; Minneapolis (MN); Sur place; USD 98 000 - 116 000; Plein temps

Avantages offerts par ce poste

Healthcare

Life insurance

Disability insurance

Parental leave

401(k)

Paid vacation

Holidays

Adoption assistance

Sick leave

Résumé du poste

U.S. Bank is seeking a Credit Analyst to evaluate loan requests and extensions, conduct comprehensive credit analyses, and support risk management across customer portfolios. You will gather and interpret credit information and make recommendations to lending decision makers.

Strong analytical and reporting skills are essential. The role requires a Bachelor's degree (or equivalent) and extensive experience in credit analysis, with knowledge of credit policy and risk assessment. U.S.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing and communication skills.

Responsabilités

• Approve extension of credit and make recommendations to lending decision makers.
• Conduct complete credit analyses on existing and prospective customers.
• Review accounts and portfolios to identify credit quality issues and recommend actions.
• Use software tools to evaluate credits and portfolios.

Connaissances

Credit analysis

Analytical skills

Communication skills

Risk assessment

Financial statement analysis

Proficient with software

Formation

Bachelor’s degree, or equivalent work experience

Master's degree or CPA certification preferred

Outils

Proficient computer navigation

Description du poste

U.S. Bank is seeking a Credit Analyst to evaluate loan requests and extensions, conduct comprehensive credit analyses, and support risk management across customer portfolios. You will gather and interpret credit information and make recommendations to lending decision makers.

Strong analytical and reporting skills are essential. The role requires a Bachelor's degree (or equivalent) and extensive experience in credit analysis, with knowledge of credit policy and risk assessment. U.S.