Senior Credit Analyst — Risk & Lending Expert

U.S. Bank; Los Angeles (CA); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) plan

Paid vacation

11 paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate credit extensions for new, renewal, and extended loans. You will gather and analyze credit information, review accounts, and determine appropriate actions to maximize quality and minimize risk.

You may use software tools to support analyses and present well-reasoned recommendations. The role requires a Bachelor’s degree or equivalent with several years of relevant experience and strong written and verbal communication.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically six or more years of relevant experience.

Responsibilities

• Approve extensions of credit and make recommendations for final lending decisions.
• Conduct credit analyses by gathering and interpreting credit information on existing and prospective customers.

Skills

Credit analysis

Analytical skills

Credit policy knowledge

Risk analysis

Report writing

Communication skills

Education

Bachelor’s degree or equivalent

Master’s degree or CPA (preferred)

Tools

Software packages

Job description

U.S. Bank is seeking a Credit Analyst to evaluate credit extensions for new, renewal, and extended loans. You will gather and analyze credit information, review accounts, and determine appropriate actions to maximize quality and minimize risk.

You may use software tools to support analyses and present well-reasoned recommendations. The role requires a Bachelor’s degree or equivalent with several years of relevant experience and strong written and verbal communication.