Senior Credit Analyst — Expert Risk & Credit Decisions

U.S. Bank; Brea (CA); On-site; USD 111,000 - 131,000; Full time

Job summary

U.S. Bank is seeking a Credit Analyst to assess credit extensions and support lending decisions across new, renewal, and extension loans. You will perform comprehensive credit analysis on existing and prospective customers, gather information, and interpret credit data to guide action.

The role emphasizes risk management, strong writing and communication, and the use of analytical software. A bachelor’s degree and several years of experience are typical, with advanced degrees or CPA preferred;

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Background in economics, accounting, and/or finance.
• Master's degree or CPA certification is preferred.

Responsibilities

• Approve credit extensions and advise final lending decisions.
• Conduct complete credit analyses on existing and prospective customers.
• Identify credit quality issues to maximize quality and minimize risk.
• Utilize software tools to support credit analysis.

Skills

Credit analysis

Analytical skills

Verbal and written communication

Economics/Finance background

Technical report writing

Education

Bachelor’s degree or equivalent

Master's degree or CPA certification

Tools

Proficient software packages

Job description

U.S. Bank is seeking a Credit Analyst to assess credit extensions and support lending decisions across new, renewal, and extension loans. You will perform comprehensive credit analysis on existing and prospective customers, gather information, and interpret credit data to guide action.

The role emphasizes risk management, strong writing and communication, and the use of analytical software. A bachelor’s degree and several years of experience are typical, with advanced degrees or CPA preferred;