Senior Consumer Lending Advisor

Sunward Federal Credit Union; Albuquerque (NM); On-site; USD 42,000 - 65,000; Full time

Job summary

Sunward Federal Credit Union in Albuquerque, NM is seeking a Lending Specialist to advise members on auto, personal, credit card, and HELOC options, review applications, and guide them through the loan process.

You will collaborate with underwriters and loan processors to ensure timely, accurate processing, maintain confidentiality, assess creditworthiness, and explain rates, terms, and repayment options.

Qualifications

• Two years’ experience in consumer lending or related field.
• High school diploma or GED required.
• Knowledge of consumer loan products, regulations, and market trends.
• Familiar with federal and state lending regulations (e.g., ECOA, Fair Lending, TILA).
• NMLS registration or ability to become registered.

Responsibilities

• Evaluate loan applications and confirm creditworthiness.
• Explain loan provisions, obtain signatures, and collect fees.
• Educate members on loan options, rates, and terms.
• Ensure regulatory compliance and maintain confidential information.
• Coordinate with underwriters and loan processors for timely processing.

Skills

Interpersonal skills

Negotiation

Sales targets

Credit analysis

Bilingual

Education

High school diploma or GED

Tools

Microsoft Office

Job description

Sunward Federal Credit Union in Albuquerque, NM is seeking a Lending Specialist to advise members on auto, personal, credit card, and HELOC options, review applications, and guide them through the loan process.

You will collaborate with underwriters and loan processors to ensure timely, accurate processing, maintain confidentiality, assess creditworthiness, and explain rates, terms, and repayment options.