Consumer Underwriting Team Lead - Growth & Impact

Sandia Area Federal Credit Union; Albuquerque (NM); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Life Insurance

AD&D

Holiday Pay

Vacation

Sick Leave

Tuition Reimbursement

401(k) Match

Pension Plan

Career Advancement

Job summary

Sandia Area Federal Credit Union in Albuquerque, NM, is seeking a Consumer Underwriting Supervisor to lead underwriting operations for consumer and real estate loans. You will ensure sound credit decisions in line with lending policies, regulatory requirements, and risk tolerance, while delivering excellent member service.

Reporting to the Vice President Lending, you will manage a team of underwriters, monitor loan quality, and drive efficiency, quality, and compliance across daily activities

Qualifications

• Experience underwriting consumer and real estate loans.
• Strong knowledge of credit analysis and income calculations.
• Familiarity with lending regulations and credit union operations.
• Experience with automated underwriting systems.
• Must meet NMLS requirements and maintain compliance.

Responsibilities

• Provide leadership and mentorship to underwriting staff.
• Oversee day-to-day underwriting operations and policy adherence.
• Ensure rapid but accurate loan review and decision making.
• Guide complex credit decisions and exceptions.
• Perform second-level review on higher authority loan requests.

Skills

Underwriting expertise

Credit analysis

Debt-to-income evaluation

Regulatory knowledge

Leadership

Data analysis

Microsoft Office

Loan origination platforms

Decision making

Education

Associate degree

Tools

Microsoft Office

Automated underwriting systems

Loan origination platforms

Job description

Sandia Area Federal Credit Union in Albuquerque, NM, is seeking a Consumer Underwriting Supervisor to lead underwriting operations for consumer and real estate loans. You will ensure sound credit decisions in line with lending policies, regulatory requirements, and risk tolerance, while delivering excellent member service.

Reporting to the Vice President Lending, you will manage a team of underwriters, monitor loan quality, and drive efficiency, quality, and compliance across daily activities