Senior Consumer Loan Advisor

Sunward; Albuquerque (NM); On-site; USD 37,000 - 47,000; Full time

Job summary

Sunward in Albuquerque seeks a loan officer to advise, review, and evaluate members' lending needs for auto, personal, credit card, and home equity lines of credit. You will assess risk, gather supporting documents, and communicate clearly with members.

Responsibilities include guiding applicants through the process, explaining contract terms, obtaining signatures, ensuring regulatory compliance, and preparing memo notes for underwriters to support loan decisions.

Qualifications

• Two years' experience in consumer lending or related area.
• Knowledge of credit scoring and lending regulations.
• Ability to assess creditworthiness and document findings.

Responsibilities

• Evaluate loan applications and verify creditworthiness.
• Explain provisions, obtain signatures, and notarizations.
• Ensure regulatory compliance and confidentiality of loan data.
• Manage loan process from application to disbursement and follow-up.
• Educate members on financial planning, policies, and rates.

Skills

Interpersonal skills

Negotiation skills

Organizational skills

Microsoft Office

Analytical skills

Creditworthiness assessment

Education

High school diploma or GED

Job description

Sunward in Albuquerque seeks a loan officer to advise, review, and evaluate members' lending needs for auto, personal, credit card, and home equity lines of credit. You will assess risk, gather supporting documents, and communicate clearly with members.

Responsibilities include guiding applicants through the process, explaining contract terms, obtaining signatures, ensuring regulatory compliance, and preparing memo notes for underwriters to support loan decisions.