Senior Bank Operations Enablement Lead (Remote)

Affirm, Inc.; Northern (KY); Remote; USD 173,000 - 255,000; Full time

Benefits offered by this job

Remote‑first

100% subsidized medical coverage

ESPP

Flexible time off

Job summary

Affirm, Inc. is seeking a Senior Manager to establish and scale the bank's operating foundation.

You will own Finxact and digital banking platforms, lead deposit and lending operations strategy, and partner with servicing teams to build resilient, controlled processes for transparent financial products. You will oversee end‑to‑end operational launch readiness, daily deposit and lending activities, and a governance‑driven control environment while collaborating with Product, Engineering,

Qualifications

• 8+ years of experience in banking operations, digital banking, or core‑platform delivery.
• Hands‑on experience with core banking platforms; Finxact or another modern cloud‑native core is strongly preferred.
• Experience owning digital account opening and online or mobile banking platforms and coordinating integrations, UAT, releases, and vendor-driven change.
• Deep working knowledge of deposit and lending operations, including ACH, wires, checks and in‑clearing, account funding, reconciliations, and onboarding.
• Demonstrated ability to design and operate effective controls, including segregation of duties, approvals, reconciliations, access management, and audit support.
• Strong understanding of bank regulatory and risk expectations applicable to deposit, lending, payments, third‑party, consumer‑protection, privacy, and resilience.
• Bachelor’s degree or equivalent practical experience; SQL, data pipelines, and BI tools are a plus.

Responsibilities

• Own the implementation, configuration, and ongoing administration of Finxact as the Bank’s core system of record, including product structures and posting rules.
• Own the operational delivery of digital accounts and online/mobile banking experiences; translate needs into requirements and lead UAT and release readiness.
• Lead operational launch readiness including operating‑model design, staffing, training, testing, and cutover.
• Direct daily deposit operations, including balancing Fed activity, reconciliations, and exception handling.
• Direct lending operations including underwriting validation, funding decisions, and journal entries.
• Oversee loan purchase/sale operations, validation, settlement, and audits.
• Build and maintain the bank’s control environment with documented procedures, maker‑checker controls, and audit readiness.
• Manage oversight of vendor services, performance, incidents, and continuity capabilities.
• Lead a high‑performing Operations team with clear decision rights and metrics; partner across functions to design scalable workflows.

Skills

Banking operations

Lead teams

Core banking platforms

Finxact

Regulatory compliance

Vendor management

SQL

Data pipelines

Education

Bachelor's degree or equivalent

Tools

Finxact

Savana

SQL

BI tools

Job description

Affirm, Inc. is seeking a Senior Manager to establish and scale the bank's operating foundation.

You will own Finxact and digital banking platforms, lead deposit and lending operations strategy, and partner with servicing teams to build resilient, controlled processes for transparent financial products. You will oversee end‑to‑end operational launch readiness, daily deposit and lending activities, and a governance‑driven control environment while collaborating with Product, Engineering,