Senior Analytics Lead — Remote Risk & Growth

Affirm; Cleveland (OH); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is seeking a Senior Analyst (L5) to own the full analytical lifecycle, translating regulatory, economic, and ML insights into actionable business decisions. You will collaborate with ML, Product, Engineering, and Compliance to optimize approval, conversion, and profitability across products and geographies.

You will work in a remote-first environment, with opportunities to influence stakeholders across technical and non-technical teams while guiding growth with robust analytics and

Qualifications

• 2–5 years of analytically-driven experience in consumer lending, credit, or fintech.
• Advanced proficiency in SQL, Python or other scripting languages.
• Deep expertise in data mining, visualization, and statistical modeling with ML applications.
• Cross-functional leadership across Product, Legal, Compliance and Engineering.

Responsibilities

• Own the analytical lifecycle from question to decision, with autonomy.
• Derive insights and optimize business, risk, or growth strategies across products/geographies.
• Monitor macro trends and adjust analytics and operations to balance risk and growth.
• Partner with Engineering and ML teams to design, build, and interpret performance metrics.
• Lead cross-functional discussions to align launches with risk appetite and regulations.
• Mentor junior analysts and build AI-assisted workflows for repeated analyses.
• Engage with merchants, vendors, and partners to ensure compliance and strategic alignment.

Skills

SQL

Python

Data mining

Data visualization

Statistical modeling

Machine learning

Education

Degree in Data Science, Computer Science, Engineering, Economics, or related quantitative field

Job description

Affirm is seeking a Senior Analyst (L5) to own the full analytical lifecycle, translating regulatory, economic, and ML insights into actionable business decisions. You will collaborate with ML, Product, Engineering, and Compliance to optimize approval, conversion, and profitability across products and geographies.

You will work in a remote-first environment, with opportunities to influence stakeholders across technical and non-technical teams while guiding growth with robust analytics and