Senior Analyst, Risk & Analytics (Remote)

Affirm; Detroit (MI); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is a remote-first company hiring a Senior Analyst (L5) to own the full analytical lifecycle from question to decision. You will translate regulatory, economic, and ML insights into practical business strategies across multiple teams and geographies.

You will partner with Engineering and ML to build scalable metrics, analyze macro trends, and guide product and risk decisions. Strong SQL/Python, data mining, and visualization skills are essential.

Qualifications

• 2–5 years of analytically-driven experience in consumer lending, credit, or fintech leveraging advanced analytics.
• Degree in Data Science, Computer Science, Engineering, Economics, or related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling with ML applications.
• Experience leading cross-functional initiatives across Product, Legal, Compliance, and Engineering.
• Strong understanding of consumer lending regulations and market dynamics.

Responsibilities

• Derive insights and optimize business, risk, or growth strategies across products and geographies using advanced data analytics.
• Monitor macro and market trends; adjust analytical and operational strategies to balance risk and growth.
• Design and interpret performance metrics for scalable risk, fraud, or growth models with Engineering and ML teams.
• Collaborate with Product, Legal, and Compliance to translate regulatory requirements into analytical policy and product design.
• Oversee development and execution of analytical frameworks for new product launches and market entries.
• Engage with merchants, vendors, and partners to align practices and strengthen relationships.
• Mentor junior analysts on technical craft and domain nuances; build AI-assisted workflows.

Skills

SQL

Python

Data mining

Data visualization

Statistical modeling

Cross-functional leadership

Regulatory knowledge

Education

Degree in Data Science, CS, Engineering, or Economics

Job description

Affirm is a remote-first company hiring a Senior Analyst (L5) to own the full analytical lifecycle from question to decision. You will translate regulatory, economic, and ML insights into practical business strategies across multiple teams and geographies.

You will partner with Engineering and ML to build scalable metrics, analyze macro trends, and guide product and risk decisions. Strong SQL/Python, data mining, and visualization skills are essential.