Senior Analyst, Risk & Analytics (Remote)

Remote; San Francisco (CA); Remote; USD 128,000 - 205,000; Full time

Benefits offered by this job

Health and wellness stipends

Tech spending stipend

Equity rewards

Job summary

Affirm in San Francisco is seeking a Senior Analyst (L5) to own the full analytical lifecycle, from questions to business decisions. You will apply rigorous analysis to regulatory, economic, and ML insights to inform risk, growth, and product strategy.

You will partner with Product, Legal, and Compliance to translate requirements into analytical policy and launch-ready recommendations, mentoring junior analysts and helping scale analytics across geographies.

Qualifications

• 2–5 years of analytically-driven experience in consumer lending/fintech.
• Degree in Data Science, CS, Engineering, Economics, or related field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling with ML applications.
• Experience leading cross-functional initiatives with Product, Legal, Compliance, and Engineering.
• Strong understanding of consumer lending regulations and market dynamics.
• Ability to translate regulatory/economic insights into actionable strategies.
• Exceptional communication to influence senior stakeholders.

Responsibilities

• Derive insights and optimize business, risk, or growth strategies across products and geographies.
• Monitor portfolio performance and macro trends; adjust analytical and operational plans.
• Collaborate with Engineering and ML teams to design and interpret performance metrics.
• Lead cross-functional initiatives aligning regulatory requirements with product design.
• Oversee analytical frameworks and ensure launches align with risk and regulatory constraints.
• Engage with merchants, vendors, and partners to strengthen strategic relationships.
• Develop repeatable AI-assisted workflows and mentor junior analysts.

Skills

SQL

Python

Data Mining

Data Visualization

Statistical Modeling

ML Techniques

Communication

Education

Data Science or related degree

Tools

SQL

Python

Job description

Affirm in San Francisco is seeking a Senior Analyst (L5) to own the full analytical lifecycle, from questions to business decisions. You will apply rigorous analysis to regulatory, economic, and ML insights to inform risk, growth, and product strategy.

You will partner with Product, Legal, and Compliance to translate requirements into analytical policy and launch-ready recommendations, mentoring junior analysts and helping scale analytics across geographies.