Senior Specialty Lending Credit Analyst (Remote)

Jobgether; Pennsylvania; Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Healthcare coverage

HSA/HRA/FSA

Disability insurance

Life insurance

401(k) plan

Tuition reimbursement

Job summary

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote US-based role. You will evaluate and underwrite complex lending transactions across specialty sectors and prepare risk assessments for senior leadership.

The ideal candidate has 5–7 years of credit experience, strong financial modeling skills, and the ability to mentor junior analysts while upholding regulatory standards.

Qualifications

• Bachelor's degree required in Finance, Accounting, Economics, or related field.
• 5–7 years of progressive credit analysis experience, with specialty, structured, asset-based, or non-traditional lending strongly preferred.
• Advanced proficiency in commercial financial statement analysis, cash flow modeling, credit structuring, and evaluating unconventional repayment sources and collateral.
• Familiarity with accounts receivable financing concepts, including dilution, debtor concentration, and account debtor creditworthiness.
• Understanding of litigation finance fundamentals, case merits, jurisdictional risks, and settlement timelines.
• Knowledge of loan-to-value and loan-to-cost analysis, sponsor-backed structures, and exit-strategy viability.
• Ability to independently evaluate complex credit structures and manage a high-volume workload.
• Excellent written and verbal communication skills for presentations to loan committees and senior stakeholders.

Responsibilities

• Underwrite complex specialty lending transactions across sectors.
• Evaluate non-traditional collateral and repayment structures.
• Build and monitor borrowing base calculations, advance rates, and collateral eligibility.
• Assess litigation finance risk, timelines, and case merits.
• Evaluate sponsor experience and feasibility of exit strategies in fund and leveraged lending.
• Prepare detailed credit presentations and risk assessments for senior management and loan committees.
• Analyze multi-entity borrowers, SPVs, and syndicated lending structures.
• Mentor junior credit analysts and share underwriting methods.
• Monitor market, legal and regulatory developments affecting specialty lending.
• Ensure underwriting aligns with internal policies, banking laws and risk standards.

Skills

Credit analysis

Cash flow modeling

Credit structuring

Asset-based lending

Litigation finance

Structured finance

Independent judgment

Communication skills

Financial analysis

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Job description

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote US-based role. You will evaluate and underwrite complex lending transactions across specialty sectors and prepare risk assessments for senior leadership.

The ideal candidate has 5–7 years of credit experience, strong financial modeling skills, and the ability to mentor junior analysts while upholding regulatory standards.