Remote Health Benefits Underwriter Analyst

Careerwebsite; Lansing (MI); Hybrid; USD 47,000 - 122,000; Full time

Job summary

Meritain Health underwriting role offers fully remote work within the CVS Health family, handling a diversified book including Mid‑Market and Captive/Alternate channels.

You will guide pricing and stop loss strategies with Sales and Client Management, prepare quotations and financial projections in Excel and Salesforce, and collaborate across leaders to deliver competitive, compliant proposals. This position emphasizes data-driven analysis, strong communication, and cross-functional teamwork.

Qualifications

• 1-2 years of medical insurance experience (brokers, carriers, TPA, underwriting, etc.).
• Excellent verbal and written communication skills.
• Exceptional problem solving and decision-making skills.
• Demonstrated analytical skills.
• Adept at collaboration and teamwork.
• Adept at growth mindset (agility and developing yourself and others) skills.

Responsibilities

• Provide guidance to Sales and Client Management on pricing and stop loss strategies.
• Prepares and issues quotations and other financial deliverables for prospective and existing business while meeting established departmental TAT goals.
• Prepares financial projections on prospects utilizing financial models in Excel and Salesforce.
• Marketing and placement of stop loss policies, negotiating terms based upon claims data, strategy, relationships, and cost avoidance/reduction efforts.
• Works with leaders from key functional areas to understand potential impacts for custom requests.
• Manages and interprets operational data and applies to fee development and financial analysis.
• Presents to internal/external customers, constituents, and business partners.
• Displays a clear understanding of the Meritain products and services along with strong business and systems knowledge.
• Develops and participates in presentation to existing and prospective customers, business partners and internal business areas.
• Collaborates with leadership in Sales to determine the appropriate product mix to issue on proposals that target reducing total cost of care for the plan sponsor.
• Independently assists sales and client management personnel in explaining rates/fees and communication of underwriting and stop loss policies.
• Establishes and maintains a positive and productive relationship with sales, client management, our stop loss panel and internal partners.

Skills

Communication

Analytical skills

Problem solving

Team collaboration

Growth mindset

Education

High School Diploma

Bachelor’s degree preferred

Tools

Microsoft Excel

Salesforce

Job description

Meritain Health underwriting role offers fully remote work within the CVS Health family, handling a diversified book including Mid‑Market and Captive/Alternate channels.

You will guide pricing and stop loss strategies with Sales and Client Management, prepare quotations and financial projections in Excel and Salesforce, and collaborate across leaders to deliver competitive, compliant proposals. This position emphasizes data-driven analysis, strong communication, and cross-functional teamwork.