Remote Analytics Lead, Full-Stack Credit Risk

Affirm; United States; Remote; USD 164,000 - 245,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

Employee stock purchase plan (ESPP)

Job summary

Affirm is seeking an experienced analytics professional to join their Risk & Analytics team. In this role, you will leverage data analytics to shape credit strategies across the business. Your responsibilities will include collaborating with engineering and product teams to implement risk models while ensuring compliance with regulations.

The ideal candidate will possess a degree in a relevant field, and have a deep understanding of consumer lending. Affirm prides itself on its remote-first approach, providing a flexible and inclusive work environment.

Qualifications

• 4+ years of experience in analytics or risk management.
• Experience in setting credit strategy for new products.
• Deep understanding of consumer lending regulations.

Responsibilities

• Leverage advanced data analytics to optimize credit strategies.
• Design and build scalable risk models with Engineering.
• Monitor portfolio performance and adjust strategies accordingly.
• Collaborate with Product and Legal on regulatory requirements.
• Engage with external stakeholders for compliance and partnerships.
• Develop and execute credit underwriting frameworks.

Skills

SQL

Python

Data mining

Statistical modeling

Machine learning techniques

Data visualization

Cross-functional leadership

Education

Degree in Data Science, Computer Science, Engineering, or Economics

Job description

Affirm is seeking an experienced analytics professional to join their Risk & Analytics team. In this role, you will leverage data analytics to shape credit strategies across the business. Your responsibilities will include collaborating with engineering and product teams to implement risk models while ensuring compliance with regulations.

The ideal candidate will possess a degree in a relevant field, and have a deep understanding of consumer lending. Affirm prides itself on its remote-first approach, providing a flexible and inclusive work environment.