Remote 3rd-Party Collections Specialist – Commission

LCS Financial Services Corporation; Yuma (AZ); Remote; USD 28,000 - 39,000; Full time

Benefits offered by this job

Remote work

Commission

Weekday schedule

Medical insurance

Dental insurance

Vision insurance

401k

Paid holidays

DTO program

Team environment

Job summary

LCS Financial Services Corporation is seeking experienced Remote Collections Specialists to join our nationwide team and manage delinquent accounts from home. You will negotiate settlements, use skip-tracing tools, and ensure compliant, professional interactions with borrowers.

The role emphasizes independent work, strong communication, and a focus on performance-driven results within a flexible remote environment. Requires 2+ years in third-party debt collection and a suitable home workspace.

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.
• High school diploma or equivalent.
• Ability to maintain a professional, distraction-minimized remote workspace suitable for confidential customer conversations.
• Reliable internet connectivity sufficient to perform job responsibilities.
• Ability to remain available, responsive, and productive throughout scheduled working hours.
• Must reside and work in an LCS-approved state.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Negotiation

Debt collection

Rapport building

Education

High school diploma or equivalent

Tools

Skip-tracing tools

Collection management systems

Job description

LCS Financial Services Corporation is seeking experienced Remote Collections Specialists to join our nationwide team and manage delinquent accounts from home. You will negotiate settlements, use skip-tracing tools, and ensure compliant, professional interactions with borrowers.

The role emphasizes independent work, strong communication, and a focus on performance-driven results within a flexible remote environment. Requires 2+ years in third-party debt collection and a suitable home workspace.