Remote 3rd-Party Collections Specialist (Commission)

LCS Financial Services Corporation; Clayton (MO); Remote; USD 42,000 - 66,000; Full time

Benefits offered by this job

100% Remote Position

Commission based on performance

Mon-Fri schedule

Medical, Dental & Vision Insurance

Life Insurance & Disability

401k Retirement Plan

Paid Holidays

Discretionary Time Off

Team-Oriented Environment

Job summary

LCS Financial Services Corporation is seeking experienced Remote Collections Specialists to join a nationwide remote team. You will negotiate resolutions, set up payment arrangements, and use skip-tracing methods to locate borrowers while maintaining compliant practices.

Ideal candidates have 2+ years in third‑party debt collection, strong negotiation, and excellent communication skills. Remote work requires a suitable home office and reliable internet; eligibility is limited to approved states.

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Debt collection

Negotiation

Communication

Independent work

Regulatory compliance

Telephone etiquette

Attention to detail

Remote work

Education

High school diploma or equivalent

Job description

LCS Financial Services Corporation is seeking experienced Remote Collections Specialists to join a nationwide remote team. You will negotiate resolutions, set up payment arrangements, and use skip-tracing methods to locate borrowers while maintaining compliant practices.

Ideal candidates have 2+ years in third‑party debt collection, strong negotiation, and excellent communication skills. Remote work requires a suitable home office and reliable internet; eligibility is limited to approved states.