Impactful Consumer Real Estate Underwriter

SouthState Bank; North Carolina; On-site; USD 50,000 - 80,000; Full time

Job summary

SouthState Bank in North Carolina seeks an experienced Consumer Real Estate Underwriter to assess loans, ensure policy compliance, and maintain portfolio quality. You will underwrite residential real estate loans within policy, participate in pre-submission discussions, and support the loan portfolio's profitability.

The ideal candidate has at least 3 years of consumer underwriting, strong English communication, and solid knowledge of banking principles.

Qualifications

• Minimum of 3 years consumer underwriting in Banking.
• Good interpersonal skills and English proficiency (read, write, speak).
• Ability to interpret financial statements and cash flow.

Responsibilities

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Review and make approval decisions with respect to loans within authority.
• Analyze tax returns and prepare cash flow analysis.
• Review valuation methods including tax assessments, appraisals and AVMs.
• Maintain professional appearance and adhere to bank policies.

Skills

Underwriting

Customer service

General banking knowledge

Education

Bachelor's degree

Job description

SouthState Bank in North Carolina seeks an experienced Consumer Real Estate Underwriter to assess loans, ensure policy compliance, and maintain portfolio quality. You will underwrite residential real estate loans within policy, participate in pre-submission discussions, and support the loan portfolio's profitability.

The ideal candidate has at least 3 years of consumer underwriting, strong English communication, and solid knowledge of banking principles.