Consumer Real Estate Underwriter - Mortgage Specialist

SouthState Bank; Lorida (FL); In loco; USD 50.000 - 80.000; Tempo pieno

Descrizione del lavoro

SouthState Bank is seeking an experienced Consumer Real Estate Underwriter to assess and decision real estate loan requests in line with policy guidelines. You will review documentation, analyze cash flow, and ensure collateral security.

Responsibilities include underwriting within time frames, discussing pre-qualification with lenders, evaluating tax returns and appraisals, and applying valuation methods. Strong English skills and banking knowledge are essential.

Competenze

• Minimum of 3 years consumer underwriting in Banking.
• Good interpersonal skills, good computer skills.
• Ability to read, write, speak and understand English.

Mansioni

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Responsible for reviewing and making approval decisions with respect to loans within his/her authority.
• Analyze tax returns and prepare cash flow analysis.
• Responsible for performing review of valuation methods to include tax assessments, appraisals and Automated Valuation Models.

Conoscenze

Underwriting

Customer service

General banking knowledge

Formazione

Bachelors in Business Administration, Finance, Accounting or related field

Descrizione del lavoro

SouthState Bank is seeking an experienced Consumer Real Estate Underwriter to assess and decision real estate loan requests in line with policy guidelines. You will review documentation, analyze cash flow, and ensure collateral security.

Responsibilities include underwriting within time frames, discussing pre-qualification with lenders, evaluating tax returns and appraisals, and applying valuation methods. Strong English skills and banking knowledge are essential.