Consumer Real Estate Loan Underwriter — Detail‑Driven

SouthState Bank; Athens (GA); On-site; USD 50,000 - 80,000; Full time

Job summary

SouthState Bank in Georgia seeks a consumer real estate underwriter to evaluate loan applications, ensure policy adherence, and protect portfolio quality.

Responsibilities include underwriting within set time frames, reviewing appraisals and tax returns, performing cash flow analyses, and participating in pre-qualification discussions with lenders.

This role requires strong English communication, solid banking knowledge, and at least three years of consumer underwriting experience.

Qualifications

• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum 3 years of consumer underwriting experience in banking.
• Strong English communication skills (read/write/speak).

Responsibilities

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussions with lenders prior to submission.
• Review and make loan approval decisions within designated authority.
• Analyze tax returns and prepare cash flow analyses.
• Review valuation methods including tax assessments, appraisals, and AVMs.
• Maintain professional appearance as required by bank policy.

Skills

Underwriting

Customer service

General banking knowledge

Education

Bachelor's degree in Business Administration, Finance, Accounting or related field

Job description

SouthState Bank in Georgia seeks a consumer real estate underwriter to evaluate loan applications, ensure policy adherence, and protect portfolio quality.

Responsibilities include underwriting within set time frames, reviewing appraisals and tax returns, performing cash flow analyses, and participating in pre-qualification discussions with lenders.

This role requires strong English communication, solid banking knowledge, and at least three years of consumer underwriting experience.