Consumer Real Estate Underwriter — Growth & Impact

SouthState Bank; South Carolina; Sur place; USD 50 000 - 80 000; Plein temps

Résumé du poste

SouthState Bank is seeking an experienced Underwriter to handle consumer real estate loan underwriting and review. The role focuses on ensuring loans comply with policy guidelines, documenting collateral, and maintaining portfolio quality and profitability.

The candidate will review tax returns, perform cash flow analysis, and evaluate valuations including tax assessments, appraisals, and AVMs, while adhering to bank standards and appearance expectations.

Qualifications

• Minimum of 3 years consumer underwriting experience in banking.
• Proficient reading, writing and speaking English.
• Strong interpersonal and computer skills.

Responsabilités

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Responsible for reviewing and making approval decisions with respect to loans within his/her authority.
• Analyze tax returns and prepare cash flow analysis.
• Responsible for performing review of valuation methods to include tax assessments, appraisals and Automated Valuation Models.
• Presents a neat and professional personal appearance, in accordance with bank policy.

Connaissances

Underwriting

Customer service

General banking knowledge

Formation

Bachelor's in Business Administration, Finance, Accounting or related field

Description du poste

SouthState Bank is seeking an experienced Underwriter to handle consumer real estate loan underwriting and review. The role focuses on ensuring loans comply with policy guidelines, documenting collateral, and maintaining portfolio quality and profitability.

The candidate will review tax returns, perform cash flow analysis, and evaluate valuations including tax assessments, appraisals, and AVMs, while adhering to bank standards and appearance expectations.