Consumer Real Estate Underwriter — Growth & Impact

SouthState Bank; Alabama; On-site; USD 50,000 - 80,000; Full time

Job summary

SouthState Bank is seeking a consumer real estate loan underwriter to ensure loans comply with policy, safeguard collateral, and maintain portfolio quality and profitability.

The role focuses on underwriting real estate loans, conducting pre-qualification discussions, evaluating and approving loan requests, and analyzing tax returns and cash flow while applying valuation methods.

Strong interpersonal and computer skills, along with fluency in English, are essential for success.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Accounting or related field preferred.
• Minimum of 3 years consumer underwriting in Banking.
• Good interpersonal skills, good computer skills, ability to read, write, speak and understand English.

Responsibilities

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Responsible for reviewing and making approval decisions with respect to loans within his/her authority.
• Analyze tax returns and prepare cash flow analysis.
• Responsible for performing review of valuation methods to include tax assessments, appraisals and Automated Valuation Models.
• Presents a neat and professional personal appearance, in accordance with bank policy.

Skills

Interpersonal skills

Computer skills

English proficiency

Education

Bachelor's degree in Business Administration, Finance, Accounting or related field

Job description

SouthState Bank is seeking a consumer real estate loan underwriter to ensure loans comply with policy, safeguard collateral, and maintain portfolio quality and profitability.

The role focuses on underwriting real estate loans, conducting pre-qualification discussions, evaluating and approving loan requests, and analyzing tax returns and cash flow while applying valuation methods.

Strong interpersonal and computer skills, along with fluency in English, are essential for success.