FHA/VA & Conventional Mortgage Specialist

M&T Bank Corporation; Annapolis (MD); Vor Ort; USD 65.000 - 95.000; Vollzeit

Zusammenfassung

M&T Bank in Annapolis, MD is seeking a Mortgage Loan Officer to help customers identify and obtain FHA/VA and conventional loans that fit their finances and goals. The role involves interviewing applicants, assessing credit, guiding choices among mortgage products, and building new business with Realtors and developers, often traveling to meet clients in person.

Candidates should have an associate degree and sales experience, or a combination of higher education and related work experience, with

Qualifikationen

• Associates degree and 2 years sales experience.
• OR in lieu of a degree, a combined minimum of 4 years higher education and/or relevant work experience, including 2 years sales experience.
• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.

Aufgaben

• Interview applicants to collect income, assets, debts and credit data to assess loan risk.
• Assess credit worthiness and issue pre-qualification statements.
• Advise customers on loan products and mortgage programs.
• Cultivate mortgage business with Realtors, builders, and developers.
• Travel to meet prospective customers as needed.
• Ensure compliance with origination procedures and regulations.

Kenntnisse

Sales ability

Mathematical skills

Self-motivation

Organization

Verbal communication

Written communication

Ausbildung

Associate degree

Higher education / equivalent experience

Jobbeschreibung

M&T Bank in Annapolis, MD is seeking a Mortgage Loan Officer to help customers identify and obtain FHA/VA and conventional loans that fit their finances and goals. The role involves interviewing applicants, assessing credit, guiding choices among mortgage products, and building new business with Realtors and developers, often traveling to meet clients in person.

Candidates should have an associate degree and sales experience, or a combination of higher education and related work experience, with