Residential Mortgage Advisor (Commission Pay)

M&T Bank Corporation; City of Rochester (NY); Vor Ort; USD 70.000 - 100.000; Vollzeit

Benefits dieser Stelle

Commission-based compensation

Draw against commission

Zusammenfassung

M&T Bank is seeking a Mortgage Loan Officer to work with customers seeking FHA/VA and conventional mortgage loans that fit their financial goals. The role requires examining income, assets, and credit data, and advising on the best mortgage products available.

You will build relationships with Realtors and builders, travel to meet clients as needed, and ensure compliance with SAFE Act requirements while promoting the bank’s loan programs.

Qualifikationen

• Associates degree with at least 2 years sales experience required.
• Or a combined minimum of 4 years higher education and/or relevant work experience.
• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.

Aufgaben

• Interviews applicants to collect income, assets, debts and credit data to assess loan eligibility.
• Independently assesses credit worthiness and may issue pre-qualification statements.
• Advises customers on mortgage products and lending options among FHA/VA and conventional loans.
• Markets and promotes the bank's mortgage products to generate new business.

Kenntnisse

Sales ability

Communication skills

Analytical skills

Self-motivated and organized

Ausbildung

Associate degree and 2 years sales experience

Or combined minimum of 4 years higher education and/or relevant work experience

Tools

Mortgage software proficiency

Jobbeschreibung

M&T Bank is seeking a Mortgage Loan Officer to work with customers seeking FHA/VA and conventional mortgage loans that fit their financial goals. The role requires examining income, assets, and credit data, and advising on the best mortgage products available.

You will build relationships with Realtors and builders, travel to meet clients as needed, and ensure compliance with SAFE Act requirements while promoting the bank’s loan programs.