Mortgage Originator — FHA/VA & Conventional

M&T Bank Corporation; Fredericksburg (VA); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Commission with draw

Job summary

M&T Bank Corporation in Fredericksburg, VA is seeking a Mortgage Loan Officer to identify homebuyer needs and match FHA/VA and conventional loan programs. You will interview applicants, analyze income, assets and credit data, and determine loan eligibility.

The role requires strong sales ability, excellent communication, and willingness to travel to client homes and realtors' offices. An associates degree with sales experience or equivalent education is preferred; compensation includes

Qualifications

• Associates degree plus 2 years sales experience, or equivalent higher education and experience.
• Strong knowledge of residential mortgage products and local real estate market.
• Excellent verbal and written communication; ability to interact with diverse clients.

Responsibilities

• Interview applicants to collect income, assets, debts and credit data; analyze information.
• Assess credit worthiness and determine loan eligibility and best loan products.
• Market and promote mortgage products; solicit through Realtors, builders and developers.
• Travel to client homes or offices as needed; follow up on potential customers.

Skills

Sales experience

Mathematical skills

Communication skills

Interpersonal skills

Education

Associates degree or higher; 2 years sales experience

Job description

M&T Bank Corporation in Fredericksburg, VA is seeking a Mortgage Loan Officer to identify homebuyer needs and match FHA/VA and conventional loan programs. You will interview applicants, analyze income, assets and credit data, and determine loan eligibility.

The role requires strong sales ability, excellent communication, and willingness to travel to client homes and realtors' offices. An associates degree with sales experience or equivalent education is preferred; compensation includes