Credit Line Increase Strategy Lead – Hybrid Charlotte

OneMain Financial Group; McAdenville (NC); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health and wellbeing benefits

401(k) matching up to 4%

Employee stock purchase plan

Tuition reimbursement

Paid time off 15 days

Paid sick leave

Paid holidays

Volunteer time off

Job summary

OneMain Financial seeks an Associate Director to drive CLI strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and collaboration across data science, product, and acquisition teams.

You will shape the CLI framework through data-driven analysis, test new approaches via A/B experiments, and present insights to executive leadership. Hybrid work in Charlotte, NC is available with senior-level exposure and growth opportunities.

Qualifications

• Bachelor’s degree in a quantitative field (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years in consumer lending or equivalent risk-focused analytics; advanced degree may offset experience.
• Advanced analytical toolset (SQL, SAS, R, Python).
• Innovative, data-driven problem solving and strategic thinking.

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute requirements to implement credit/business strategies to improve the lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities, align resources, and report progress to executives.

Skills

Analytical skills

Strategic thinking

Cross-functional collaboration

SQL

Education

Bachelor’s Degree in quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial seeks an Associate Director to drive CLI strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and collaboration across data science, product, and acquisition teams.

You will shape the CLI framework through data-driven analysis, test new approaches via A/B experiments, and present insights to executive leadership. Hybrid work in Charlotte, NC is available with senior-level exposure and growth opportunities.