Credit Line Increase Strategy Lead — Hybrid

Jobtome; Unionville (NC); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health and wellbeing options including

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10%)

Tuition reimbursement

Paid time off (15 days’ vacation per 1

Paid sick leave as determined by state

11 Paid holidays (4 floating holidays)

Paid volunteer time (3 days per year)

Job summary

OneMain Financial in Charlotte, NC seeks an Associate Director to lead our CLI strategy for the card business. This senior role combines credit expertise with strategic leadership to balance risk and growth across the lending portfolio.

You will drive data-driven decision making, partner with product and acquisition teams, and guide cross-functional teams to execute end-to-end customer line initiatives while delivering measurable results for the business.

Qualifications

• Bachelor’s Degree in a quantitative discipline
• 5+ years of experience in consumer lending with risk-focused decision making
• Advanced analytical skillset using SQL, SAS, R or Python
• Innovative and capable of developing creative data-driven solutions

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute on business requirements to implement credit strategies to improve our lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities, align resources, and report progress to executives

Skills

Credit risk analysis

Data-driven decision making

Cross-functional leadership

Education

Bachelor’s Degree in a quantitative discipline

Master’s or PhD may offset experience

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC seeks an Associate Director to lead our CLI strategy for the card business. This senior role combines credit expertise with strategic leadership to balance risk and growth across the lending portfolio.

You will drive data-driven decision making, partner with product and acquisition teams, and guide cross-functional teams to execute end-to-end customer line initiatives while delivering measurable results for the business.