Credit Line Increase Strategy Lead

Jobtome; Weddington (NC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health & dental + vision

401(k) match up to 4%

Employee Stock Purchase Plan

Tuition reimbursement

PTO 15 days

Paid sick leave

Holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive the credit line increase (CLI) strategy for the Card business. The role combines deep credit expertise with data-driven leadership to balance risk and growth and partners with data science, product, and acquisition teams.

The position requires strong analytical skills and cross-functional leadership to shape policies, run tests, and present insights to senior leadership while advancing the CLI program across the

Qualifications

• Bachelor’s degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending; Master’s or PhD degrees may offset experience
• Advanced analytical skillset using SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to data-driven problems

Responsibilities

• Develop and refine CLI policies to achieve risk and growth objectives
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes
• Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience and flawless execution
• Develop and execute on business requirements to implement credit/business strategies to improve the lending portfolio
• Prioritize competing initiatives and share tradeoffs and constraints with senior leadership
• Partner with business leaders to define priorities, align resources, and communicate progress to executive leadership

Skills

Analytical thinking

Data analysis

Communication

Education

Bachelor’s degree in quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive the credit line increase (CLI) strategy for the Card business. The role combines deep credit expertise with data-driven leadership to balance risk and growth and partners with data science, product, and acquisition teams.

The position requires strong analytical skills and cross-functional leadership to shape policies, run tests, and present insights to senior leadership while advancing the CLI program across the