Hybrid Credit Line Increase Strategy Lead

OneMain Financial Group; Dallas (NC); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health and wellbeing options

401(k) matching up to 4%

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

11 paid holidays

Paid volunteer time

Job summary

OneMain Financial in Charlotte, NC seeks an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role blends deep credit expertise with innovative approaches that balance risk and growth.

You will lead data-driven analysis, partner with data science teams, and work with product and acquisition groups to shape an end-to-end CLI strategy with strong customer impact.

Qualifications

• 5+ years of experience in consumer lending driving risk-informed decisions.
• Master’s or PhD may offset experience; advanced analytics required.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends and risks.
• Design and execute A/B tests to evaluate new approaches.
• Prepare presentations with actionable recommendations for executives.
• Lead cross-functional teams to deliver strategy with strong customer experience.
• Implement credit strategies to improve lending portfolio performance.
• Prioritize initiatives and communicate tradeoffs to senior leadership.
• Collaborate with business leaders to align priorities and resources.

Skills

Consumer lending analytics

SQL/SAS/R/Python

Education

Bachelor’s degree (quantitative)

Job description

OneMain Financial in Charlotte, NC seeks an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role blends deep credit expertise with innovative approaches that balance risk and growth.

You will lead data-driven analysis, partner with data science teams, and work with product and acquisition groups to shape an end-to-end CLI strategy with strong customer impact.