Credit Line Increase Strategy Lead — Hybrid

OneMain Financial Group; Gastonia (NC); Hybrid; USD 150.000 - 210.000; Vollzeit

Benefits dieser Stelle

Health benefits

401(k) match (Up to 4%)

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

11 paid holidays

Volunteer time

Zusammenfassung

OneMain Financial in Charlotte, NC seeks an Associate Director to drive the credit line increase (CLI) strategy for the Card business. This high-impact role requires senior-level strategic thinking to balance risk with growth, and to translate data-driven insights into scalable credit initiatives.

You will lead cross-functional teams, partner with data science, product, and marketing, and present actionable recommendations to executive leadership.

Qualifikationen

• 5+ years of experience in consumer lending and risk-informed decision making.
• Bachelor’s degree in a quantitative field is required; advanced degrees may offset experience.
• Advanced analytical skills using SQL, SAS, R or Python are essential.
• Creative, data-driven problem solving and innovative thinking are expected.

Aufgaben

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and portfolio opportunities.
• Design and execute A/B tests to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams to implement strategies with strong customer experience and execution.
• Define and execute business requirements to improve lending portfolio strategies.
• Prioritize initiatives and communicate tradeoffs to senior leadership.
• Collaborate with business leaders to align priorities and resources.

Kenntnisse

5+ years consumer lending experience

Analytical thinking

Creative problem solving

Strategic thinking

Cross-functional collaboration

Ausbildung

Bachelor’s degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Jobbeschreibung

OneMain Financial in Charlotte, NC seeks an Associate Director to drive the credit line increase (CLI) strategy for the Card business. This high-impact role requires senior-level strategic thinking to balance risk with growth, and to translate data-driven insights into scalable credit initiatives.

You will lead cross-functional teams, partner with data science, product, and marketing, and present actionable recommendations to executive leadership.