Credit Line Increase Strategy Director - Hybrid Charlotte

Jobtome; McAdenville (NC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health & wellbeing benefits

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our CLI (credit line increase) strategy for the Card business. This high-impact role offers senior-level exposure and requires a strategic thinker who blends credit expertise with innovative risk‑balanced growth.

You will shape the CLI program through data‑driven analysis, collaborate with data science teams, and partner with product, marketing and operations to design and market an end-to-end customer line strategy

Qualifications

• Bachelor’s degree in a quantitative discipline.
• 5+ years in consumer lending with data-driven risk decisions (master’s or PhD may offset experience).
• Advanced analytics using SQL, SAS, R, or Python.
• Innovative and capable of developing creative solutions to complex, data-driven problems.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities in the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with actionable recommendations.
• Lead cross-functional teams across Product, Marketing, Technology, and Operations to drive strategies with strong customer experience.
• Develop and execute on business requirements to implement credit strategies to improve lending portfolio
• Effectively prioritize competing initiatives and communicate tradeoffs to senior leadership
• Partner with business leaders to define priorities, align resources, and report progress to executives

Skills

Analytical skills

Creative problem solving

Cross-functional collaboration

Education

Bachelor’s Degree in quantitative field

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our CLI (credit line increase) strategy for the Card business. This high-impact role offers senior-level exposure and requires a strategic thinker who blends credit expertise with innovative risk‑balanced growth.

You will shape the CLI program through data‑driven analysis, collaborate with data science teams, and partner with product, marketing and operations to design and market an end-to-end customer line strategy