Associate Director, Credit Line Increase Strategy (Hybrid)

OneMain Financial Group; Weddington (NC); Hybrid; USD 120,000 - 190,000; Full time

Benefits offered by this job

Health benefits

401(k) match

ESOP discount

Tuition reimbursement

PTO

Sick leave

Holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC seeks an Associate Director to lead the CLI strategy for the Card portfolio. This role blends deep credit expertise with data-driven decision making to balance risk and growth.

You will drive cross-functional collaboration with Product, Marketing, Technology and Operations, shape policies, run A/B tests, and present insights to senior leadership. This hybrid role offers senior exposure and impact on lending strategy.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years in consumer lending driving risk-informed decisions; advanced degree may offset experience.
• Advanced analytical skills using SQL, SAS, R or Python.

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute business requirements to improve lending portfolio strategies.
• Prioritize initiatives and communicate tradeoffs to senior leadership across projects.
• Partner with business leaders to define priorities, align resources, and report progress.

Skills

Credit risk analysis

Education

Bachelor's degree in quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC seeks an Associate Director to lead the CLI strategy for the Card portfolio. This role blends deep credit expertise with data-driven decision making to balance risk and growth.

You will drive cross-functional collaboration with Product, Marketing, Technology and Operations, shape policies, run A/B tests, and present insights to senior leadership. This hybrid role offers senior exposure and impact on lending strategy.