Associate Director, Credit Line Increase Strategy – Hybrid

OneMain Financial Group; Huntersville (NC); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health benefits

401(k) match

ESOP discount

Tuition reimbursement

PTO

Sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role combines deep credit expertise with innovative approaches to balance risk and growth, with senior-level exposure and cross-functional collaboration.

You will shape CLI through data-driven analysis, partner with product and acquisition teams, lead cross-functional groups, design experiments, and present insights to executive leadership.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending; master’s/PhD may offset experience.
• Advanced analytical skillset using SQL, SAS, R or Python.
• Creative and data-driven problem solving in complex environments.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities.
• Design and execute A/B tests to evaluate new approaches.
• Prepare and deliver presentations to executive leadership with insights.
• Lead cross-functional teams (Product, Marketing, Technology, Operations).
• Develop and execute business requirements to implement CLI strategies.
• Prioritize initiatives and communicate tradeoffs to senior leadership.
• Partner with leaders to define priorities and allocate resources.

Skills

SQL

SAS

R

Python

Education

Bachelor's degree in quantitative field

Master’s or PhD preferred

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role combines deep credit expertise with innovative approaches to balance risk and growth, with senior-level exposure and cross-functional collaboration.

You will shape CLI through data-driven analysis, partner with product and acquisition teams, lead cross-functional groups, design experiments, and present insights to executive leadership.