Credit Line Increase Strategy Director – Hybrid (Charlotte)

OneMain Financial Group; Clover (SC); Hybrid; USD 140.000 - 190.000; Vollzeit

Benefits dieser Stelle

Health benefits

Hybrid work arrangement

Career development

Zusammenfassung

OneMain Financial is seeking an Associate Director to drive our CLI strategy for the Card business. You will combine deep credit expertise with data-driven decision making to balance risk and growth.

You will lead cross-functional teams, evaluate new data sources, and partner with product and acquisition teams to design an end-to-end CLI program for customers in a hybrid Charlotte-based role. This senior position offers high visibility with executive leadership and opportunities to shape

Qualifikationen

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PhD degrees may offset experience
• Advanced analytical toolset using SQL, SAS, R, or Python

Aufgaben

• Develop and refine CLI policies to achieve risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership, providing insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to execute strategies with strong customer experience.
• Develop and execute on business requirements to implement credit/business strategies to improve the lending portfolio.
• Effectively prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders across functions to define priorities and communicate progress to executives.

Kenntnisse

Advanced analytics

Cross-functional collaboration

Problem solving

Data-driven decision making

Ausbildung

Bachelor’s Degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Jobbeschreibung

OneMain Financial is seeking an Associate Director to drive our CLI strategy for the Card business. You will combine deep credit expertise with data-driven decision making to balance risk and growth.

You will lead cross-functional teams, evaluate new data sources, and partner with product and acquisition teams to design an end-to-end CLI program for customers in a hybrid Charlotte-based role. This senior position offers high visibility with executive leadership and opportunities to shape