Credit Line Increase Strategy Lead (Hybrid)

Jobtome; Mineral Springs (NC); Hybrid; USD 110,000 - 170,000; Full time

Benefits offered by this job

Health and wellbeing benefits

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time off

Job summary

OneMain Financial in Charlotte, NC, seeks an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role blends strategic credit expertise with innovative growth approaches and senior-level exposure.

You will shape CLI strategy with data-driven analysis, partner with product and acquisition teams, and lead cross-functional projects to deliver an end-to-end customer line strategy with strong risk controls and a superior customer experience.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PhD degrees may offset experience
• Advanced analytical skillset using tools such as SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Skills

Strategic thinking

Cross-functional leadership

Data-driven decision making

Communication

Education

Bachelor’s Degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC, seeks an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role blends strategic credit expertise with innovative growth approaches and senior-level exposure.

You will shape CLI strategy with data-driven analysis, partner with product and acquisition teams, and lead cross-functional projects to deliver an end-to-end customer line strategy with strong risk controls and a superior customer experience.