Senior Credit Line Increase Strategy Lead

Jobtome; Gastonia (NC); Híbrido; USD 140.000 - 190.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health benefits

401(k) match

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time off

Descripción de la vacante

OneMain Financial in Charlotte, NC is seeking an Associate Director to lead our credit line increase strategy for the Card portfolio. You will shape CLI policies, perform deep credit analysis, and guide data science collaboration to drive risk-balanced growth.

You will partner with product, marketing, and tech teams to deliver end-to-end customer line strategies, present insights to executives, and ensure flawless execution across initiatives in a hybrid work environment.

Formación

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending with data-driven risk decisions
• Advanced analytical skills using SQL, SAS, R, or Python
• Innovative and capable of developing creative data-driven solutions

Responsabilidades

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams to execute strategies with strong customer experience and execution.
• Develop and implement business requirements for credit strategies to improve the lending portfolio.
• Prioritize initiatives and communicate tradeoffs to senior leadership across projects.
• Partner with business leaders to define priorities and align resources for progress reporting to executives

Conocimientos

Credit risk analysis

Strategic thinking

Data-driven decision making

Educación

Bachelor’s degree in quantitative discipline

Herramientas

SQL

SAS

R

Python

Descripción del empleo

OneMain Financial in Charlotte, NC is seeking an Associate Director to lead our credit line increase strategy for the Card portfolio. You will shape CLI policies, perform deep credit analysis, and guide data science collaboration to drive risk-balanced growth.

You will partner with product, marketing, and tech teams to deliver end-to-end customer line strategies, present insights to executives, and ensure flawless execution across initiatives in a hybrid work environment.