Associate Director — Credit Line Increase Strategy

Jobtome; Tega Cay (SC); Hybrid; USD 110,000 - 140,000; Full time

Benefits offered by this job

Health and wellbeing benefits

Up to 4% 401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Job summary

OneMain Financial in Charlotte, NC seeks an Associate Director to drive its CLI strategy for the Card business, combining credit expertise with innovative approaches that balance risk and growth. The role involves data-driven analysis, partnering with product, acquisition and data science teams, and leading cross-functional initiatives to deliver a customer-centric lending portfolio.

The position offers senior exposure and strategic influence across risk, marketing, and technology as the CLI

Qualifications

• Bachelor’s Degree in a quantitative discipline is required.
• 5+ years in consumer lending with risk-informed decision making.
• Advanced analytical skillset using SQL, SAS, R, or Python.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities.
• Design and execute A/B tests to evaluate new approaches and optimize outcomes.
• Prepare and present insights to executive leadership with actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to execute strategies with strong customer experience.

Skills

SQL

SAS

R

Python

Credit risk analysis

Education

Bachelor's Degree in quantitative discipline

Job description

OneMain Financial in Charlotte, NC seeks an Associate Director to drive its CLI strategy for the Card business, combining credit expertise with innovative approaches that balance risk and growth. The role involves data-driven analysis, partnering with product, acquisition and data science teams, and leading cross-functional initiatives to deliver a customer-centric lending portfolio.

The position offers senior exposure and strategic influence across risk, marketing, and technology as the CLI