Credit Line Increase Strategy Lead

OneMain Financial Group; Lake Wylie (SC); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer days

Job summary

OneMain Financial seeks an Associate Director to drive the credit line increase (CLI) strategy for the Card business. This senior role blends deep credit expertise with innovative approaches to balance risk and growth, shaping the CLI strategy through data-driven analysis and collaboration with product and acquisition teams.

The ideal candidate will lead cross-functional teams and communicate insights to executives, with a focus on delivering a holistic end-to-end customer line strategy from

Qualifications

• Bachelor’s degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending with data-driven risk decisions; advanced analytics emphasis.
• Proficiency with SQL, SAS, R, or Python to analyze credit performance.
• Demonstrated ability to develop innovative, data-driven solutions to complex problems.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities in the portfolio.
• Design and execute A/B tests to evaluate new approaches and optimize outcomes.
• Prepare and present insights to executive leadership with actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies.
• Translate business needs into credit strategies to improve the lending portfolio.

Skills

Advanced analytical

Education

Bachelor’s Degree in quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial seeks an Associate Director to drive the credit line increase (CLI) strategy for the Card business. This senior role blends deep credit expertise with innovative approaches to balance risk and growth, shaping the CLI strategy through data-driven analysis and collaboration with product and acquisition teams.

The ideal candidate will lead cross-functional teams and communicate insights to executives, with a focus on delivering a holistic end-to-end customer line strategy from