Consumer Real Estate Loan Underwriter - Growth-minded

SouthState Bank; Guin (AL); Sur place; USD 50 000 - 80 000; Plein temps

Résumé du poste

SouthState Bank in Alabama is seeking a Consumer Real Estate Underwriter to assess and approve real estate loans, ensuring compliance with policy and timely decisions. You’ll analyze tax returns, cash flows, and appraisal data while maintaining professional presentation and customer-focused service.

Experience in consumer underwriting and strong English communication are essential; this role emphasizes accuracy, integrity, and teamwork within a growing regional bank.

Qualifications

• Education: Bachelors in Business Administration, Finance, Accounting or related field preferred.
• Experience: Minimum of 3 years consumer underwriting in Banking.
• Knowledge: Good interpersonal skills, good computer skills, ability to read, write, speak and understand English.

Responsabilités

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Responsible for reviewing and making approval decisions with respect to loans within his/her authority
• Analyze tax returns and prepare cash flow analysis
• Responsible for performing review of valuation methods to include tax assessments, appraisals and Automated Valuation Models.
• Presents a neat and professional personal appearance, in accordance with bank policy.
• ~ Accepts other duties as assigned.

Connaissances

Underwriting

Customer service

General banking knowledge

Formation

Bachelors in Business Administration, Finance, Accounting or related field

Description du poste

SouthState Bank in Alabama is seeking a Consumer Real Estate Underwriter to assess and approve real estate loans, ensuring compliance with policy and timely decisions. You’ll analyze tax returns, cash flows, and appraisal data while maintaining professional presentation and customer-focused service.

Experience in consumer underwriting and strong English communication are essential; this role emphasizes accuracy, integrity, and teamwork within a growing regional bank.