Consumer Real Estate Underwriter — Fast, Accurate Approvals

SouthState Bank; Winter Haven (FL); Vor Ort; USD 50.000 - 80.000; Vollzeit

Zusammenfassung

SouthState Bank seeks a consumer real estate underwriter in Winter Haven, FL to assess loan applications, ensure policy adherence, and maintain portfolio quality and profitability.

Responsibilities include underwriting consumer real estate loans within approved timeframes, reviewing tax returns, cash flow analysis, and evaluating appraisal methods and AVMs, while staying compliant with procedures.

Qualifikationen

• Education: Bachelor's in Business Administration, Finance, Accounting or related field preferred
• Experience: Minimum of 3 years consumer underwriting in Banking
• Knowledge: Good interpersonal skills, good computer skills, ability to read, write, speak and understand English

Aufgaben

• Underwrite consumer real estate loans within prescribed time frames.
• Available for pre-qualification discussion with lender, prior to loan submission.
• Responsible for reviewing and making approval decisions with respect to loans within his/her authority
• Analyze tax returns and prepare cash flow analysis
• Responsible for performing review of valuation methods to include tax assessments, appraisals and Automated Valuation Models.
• Presents a neat and professional personal appearance, in accordance with bank policy.
• Accepts other duties as assigned.

Kenntnisse

Underwriting

Customer service

General banking knowledge

Ausbildung

Bachelor's degree in Business Administration, Finance, Accounting or related field

Jobbeschreibung

SouthState Bank seeks a consumer real estate underwriter in Winter Haven, FL to assess loan applications, ensure policy adherence, and maintain portfolio quality and profitability.

Responsibilities include underwriting consumer real estate loans within approved timeframes, reviewing tax returns, cash flow analysis, and evaluating appraisal methods and AVMs, while staying compliant with procedures.