Analyst I, Fintech Risk & Analytics

Affirm; Atlanta (GA); On-site; USD 101,000 - 165,000; Full time

Benefits offered by this job

Health coverage

ESPP program

Remote-first company

Stipends for health and tech

Job summary

Affirm is a remote-first company redefining consumer credit with transparent pricing and flexible pay-later options. The Risk & Analytics team partners across ML, product, engineering, and capital markets to optimize approvals, conversions, and profitability while expanding internationally.

The Analyst I role develops core analytics skills with scoped tasks, learning from senior analysts and leveraging advanced data tools to improve portfolio performance and drive business decisions.

Qualifications

• 1–3 years of analytically-driven experience in fintech or financial services.
• Degree in Data Science, CS, Engineering, Economics, or related field.
• Solid SQL and Python skills; data mining and visualization basics.
• Familiarity with lending regulations and fair lending concepts.
• Strong communication and cross-functional collaboration ability.

Responsibilities

• Derive insights to optimize product, risk, or growth strategies across geographies.
• Monitor portfolio health and flag risks and anomalies to senior team.
• Write clean SQL and Python to build scalable reporting and ML risk models.
• Collaborate with Product, Legal, and Compliance to model regulations.
• Support launches and market entries with aligned data capabilities.
• Integrate AI tools to accelerate data mining and automate tasks.

Skills

SQL

Python

Data analysis

Communication

Regulatory knowledge

Education

Data Science / Computer Science / Engineering

Job description

Affirm is a remote-first company redefining consumer credit with transparent pricing and flexible pay-later options. The Risk & Analytics team partners across ML, product, engineering, and capital markets to optimize approvals, conversions, and profitability while expanding internationally.

The Analyst I role develops core analytics skills with scoped tasks, learning from senior analysts and leveraging advanced data tools to improve portfolio performance and drive business decisions.